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Rate Watch Campaign Builds Momentum Against Republican Health Care Sabotage

Momentum is building against Republicans’ war on health care as families across the country start to count its consequences in dollars and cents. That’s why Protect Our Care’s ‘Rate Watch’ education and accountability campaign drew widespread attention yesterday:

The Hill: Premium Hikes Reignite The Obamacare Wars. “The cost of health insurance plans on the ObamaCare exchanges could jump in the coming weeks, some by double digits, inflaming the issue ahead of the midterm elections. Democrats argue the price increases are the result of what they refer to as ‘Republican sabotage.’ They contend that, since the GOP controls Congress and the White House, the price hikes are their responsibility — and that’s the message they plan to take into the fall campaign… Protect Our Care, a pro-ObamaCare group, launched ‘Rate Watch’ on Tuesday, a media campaign and website aimed at getting out the Democrat’s message that Republicans are to blame for rate hikes. Only a handful of states have released proposed premiums for next year, as insurers are largely still hammering out what their preliminary rates are going to be.” [The Hill, 5/15]

Circa News: Democrats Slam Trump, GOP Over Proposed Obamacare Rate Hikes. Protect Our Care, a coalition dedicated to preserving the ACA and opposing the GOP health care agenda, launched a campaign Tuesday to highlight proposed insurance rate increases and heap responsibility for them onto the Trump administration in advance of the November midterm elections. A ‘Rate Watch’ website, paid media, and coordinated educational efforts will aim to link high preliminary health insurance premiums to Trump’s policies as they are announced in the months ahead. ‘Families in every state in the nation are scared by the fallout of Washington Republicans’ repeal-and-sabotage war on health care, and with Rate Watch, we’re holding Republicans responsible for what they’ve done,’ said Protect Our Care Campaign Director Brad Woodhouse in a statement. ‘Every health care expert is confirming what ex-Secretary Tom Price just admitted: Republicans are responsible for hiking people’s premiums.’” [Circa, 5/15]

Politico: Democrats Run On GOP Health Care ‘Sabotage.’ “Democrats are confidently running on Obamacare for the first time in a decade. They’ve got a unified message blaming Republicans for ‘sabotaging’ the health care law, leading to a cascade of sky-high insurance premiums that will come just before the November midterm elections. They’re rolling out ads featuring people helped by the law. And Tuesday, they’re starting a campaign to amplify each state’s premium increases — and tie those to GOP decisions. That’s a big change from four election cycles of reluctance to talk about Obamacare on the stump… ‘Democrats need to prosecute the case against the Republican approach to health care,’ said Brad Woodhouse, campaign director at Protect Our Care and a longtime Democratic strategist. They will blame the next round of premium spikes on the GOP because Republicans repealed the individual mandate, eliminated a low-income subsidy, and let people enroll in health plans that don’t have the full range of ACA benefits and patient protections.” [Politico, 5/15]

Connecticut Mirror: Dems Predict ‘Eye-Popping’ Health Premium Hikes, Blame GOP. “Sen. Chris Murphy on Tuesday helped launch a Democratic initiative that blames Republicans for ‘sabotaging’ the Affordable Care Act, leading to sky-high health insurance premiums. Those sharp rate hikes — averaging more than 18 percent nationally for individual policies — will be announced just before November’s mid-term elections and will be an issue in many campaigns, the Democrats predict… Brad Woodhouse, campaign director at Protect Our Care and a longtime Democratic strategist, said Republicans had launched a ‘war on health’ that will result in ‘eye-popping rate increases.’” [CT Mirror, 5/15]

Washington Examiner: Obamacare Supporters Now Seizing On Rate Increases To Go After GOP. “A few years ago, Republicans would send out blaring alerts whenever an insurer proposed a double-digit rate increase for its Obamacare plans, putting Democrats on the defensive. Now Democrats and Obamacare supporters are hoping to do the same to the GOP, seizing on proposed rate hikes as evidence of GOP ‘sabotage’ of the law. The Obamacare advocacy group Protect Our Care announced its Rate Watch campaign Tuesday that will highlight proposed premium increases for Obamacare’s exchanges for 2019. The group said the goal of the campaign is to tie Republicans to the rate hikes because of moves such as the repeal of Obamacare’s individual mandate penalty that everyone have health insurance. ‘This is a purposeful, intentional campaign of sabotage that is making health insurance unaffordable,’ Sen. Chris Murphy, D-Conn., said on a call with reporters Tuesday… Protect Our Care is pointing to the proposals as evidence that the Trump administration is sabotaging the law. The Rate Watch campaign website lists a filing from Virginia insurer Cigna that stated a 15 percent increase is caused by the elimination of the individual mandate penalty and regulations to expand access to cheap, low-quality health plans. [Washington Examiner, 5/16]

Inside Health Policy: Protect Our Care Launches Campaign Blaming GOP For ACA Rate Hikes. “A pro-ACA group Wednesday launched a campaign that casts blame on the Trump administration and the GOP-led Congress for premium increases, holding up the GOP’s repeal of the individual mandate penalty, cutback of ACA advertising and outreach, and proposed non-ACA compliant plan options that could undermine the risk pools. Democrats say they want to work with the GOP on ways to reverse the rate hikes but see little hope for a way forward. Sen. Chris Murphy (D-CT) joined Protect Our Care, the left-leaning Center for American Progress and a Florida resident impacted by the rate hikes in announcing the co-called Rate Watch campaign. The Connecticut senator stressed that Democrats have spent the last 18 months fighting the GOP ‘sabotage’ of the Affordable Care Act.” [Inside Health Policy, 5/15]

Why Oregonians’ Insurance Is Getting Even More Expensive: The Trump Administration and Washington Republicans Keep Sabotaging Health Care

Washington, D.C. – As preliminary Oregon rate filings for 2019 individual-market health insurance indicated potential double-digit premium increases due to Washington Republicans’ repeal-and-sabotage agenda, Protect Our Care Campaign Director Brad Woodhouse released the following statement:

“For the past year and a half, President Trump and his Republican allies in Congress have engaged in a deliberate, aggressive campaign to undermine health care and now families in Oregon are being asked to pay the price. While insurance companies make huge profits and enjoy record tax breaks from Republicans, they are planning to charge working families even more. Until we stop Republicans’ war on health care, health care experts predict that rates will keep rising by double digits. Washington Republicans should start working on bipartisan solutions to make coverage more affordable, instead of helping their friends in the insurance industry make another buck on the backs of hardworking Oregonians.”

From the Insurance Companies

Regence Blue Cross Blue Shield of Oregon: “Continued Lack Of Funding For Cost Sharing Reduction Plans” And “Expected Reduction In The Size Of The Individual ACA Market” Responsible For Higher Premiums. “These rate changes are necessary due to the increasing cost of medical care, the continued lack of funding for cost sharing reduction plans, and the expected reduction in the size of the Individual ACA market.” [BCBS, 5/14]

BridgeSpan: “Expected Reduction In The Size Of The Individual Market” Driving Higher Premiums. “The main drivers of the rate change are the increasing cost of medical care and the expected reduction in the size of the individual market. This filing reflects projected claim expenses increasing around 8.3% annually.” [BridgeSpan, 5/14]

Why Oregonians’ Insurance Is Getting Even More Expensive: The Trump Administration and Washington Republicans Keep Sabotaging Health Care

While spending most of last year trying to repeal the Affordable Care Act (ACA) and waging a war on our health care, President Trump and Republicans in Congress have also used their control of Washington to actively undermine the Health Insurance Marketplaces every chance they get – leading insurance companies to raise premiums for 2018 and 2019 and, in some cases, forcing them out of the individual market altogether. Washington Republicans’ goal is simple: sabotage and undermine the Affordable Care Act, then blame everyone but themselves for the consequences of their actions. President Trump keeps rooting for disaster, saying that “The best thing we can do…is let Obamacare explode” and “Let it be a disaster because we can blame that on the Democrats.

Now, initial rate filings in Oregon forecast double-digit rate hikes again this fall because of Republican sabotage.

Republicans never ended their war on our health care. After Congress failed to repeal the Affordable Care Act, the Trump Administration is aggressively sabotaging our health care system and refusing to work to make coverage better and more affordable.

  • Experts from AARP, the Congressional Budget Office, and a wide range of other nonpartisan organizations agree that Republican actions are forcing up health care costs.
  • Republicans in Congress are supporting the Administration’s many actions to undermine health care, despite widespread opposition from patient and disease groups, doctors, nurses, hospitals, plus health care and consumer advocates.
  • The Trump Administration officials keep rewriting the rules to let big insurance companies cover fewer and fewer services while charging people more and more. The sabotage doesn’t stop there: last year the Administration fired many of the community assisters who help people enroll in health care; this year they are planning more enrollment cuts, making it even harder to sign up for coverage.
  • And now, Republicans are encouraging insurance companies to sell more junk plans that don’t have to cover basic care like hospitalization and prescription drugs, and that are allowed to charge people with pre-existing conditions more or even deny them coverage altogether. In Oregon, no short-term plans available have to cover maternity care, and only 23 percent of plans cover prescription drugs.

The Trump Administration’s sabotage will punish Americans by jacking up premiums again, compounding the damage done last year, when Republican sabotage pushed rates up by a national average of 37 percent, and 20 percent in Oregon.

  • The Republican tax bill’s repeal of a key Affordable Care Act provision and the Trump Administration’s junk plan proposal will increase individual market premiums in Oregon by an average 9.1 percent this fall, according to a recent Urban Institute study.
  • This sabotage-driven rate hike will make the damage Republicans inflicted last year through repeal attempts and sabotage even worse.
  • Higher premiums will mean fewer working families can afford coverage: during the first year of the Trump Administration, millions more Americans joined the ranks of the uninsured – the highest increase since Gallup started tracking the uninsured rate.

This could have been avoided: if Republicans had stopped sabotaging health care, American families wouldn’t be facing another huge increase this fall.

  • Even the Trump Administration has admitted that the Affordable Care Act’s insurance marketplaces had been stabilizing prior to them coming into office.
  • The nonpartisan Congressional Budget Office had predicted only modest rate increases if Republicans hadn’t sabotaged the markets.
  • Even Senate Republicans admitted this fall’s upcoming rate hikes were “avoidable,” but then they torched bipartisan stabilization talks at the last minute, prioritizing partisan politics over their last opportunity to help American families afford health care next year.

Despite Republican Sabotage, the Affordable Care Act Has Improved Oregonians’ Care.

  • 156,105 Oregonians signed up for Marketplace coverage this year.
  • Thanks to the Marketplace and Medicaid expansion, Oregon’s uninsured rate fell by 8 percent between 2013 and 2016 as Oregonians have gained access to affordable coverage.
  • Before today’s announcement, the Urban Institute predicted that Oregon premiums for 2019 could rise 9.1 percent more because of the Trump Administration’s junk plan proposal and the Republican tax bill’s repeal of a key Affordable Care Act coverage incentive.
  • Even despite sabotage, Affordable Care Act subsidies help keep coverage affordable for 75 percent of Oregon Marketplace consumers, whose average 2018 premium is $138 per month.
  • But because of the Republican sabotage agenda, many middle-income Oregonians could pay hundreds or thousands of dollars more than they would have otherwise.

KEY QUOTES

Former HHS Secretary Tom Price: GOP Actions Responsible For Premium Increases. “President Trump’s former top health official on Tuesday said the Republican tax law would raise the cost of health insurance for some Americans because it repealed a core provision of the Affordable Care Act. Tom Price, Trump’s first secretary of the Department of Health and Human Services, said people buying insurance on government-run marketplaces will face higher prices because the tax law repealed the ACA’s individual mandate. The mandate had forced most Americans to have health coverage or face a financial penalty. ‘There are many, and I’m one of them, who believes that that actually will harm the pool in the exchange market, because you’ll likely have individuals who are younger and healthier not participating in that market, and consequently that drives up the cost for other folks within that market,’ Price said at the World Health Care Conference in Washington.” [Washington Post, 5/1/18]

Cigna: Policies Advocated By The Trump Administration Causing Premium Increases. “Two of Virginia’s ObamaCare insurers are requesting significant premium hikes for 2019, according to initial filings released Friday. Both Cigna and CareFirst BlueCross BlueShield cited policies advocated by the Trump administration, including the repeal of ObamaCare’s individual mandate, as part of its justifications for the increases. Cigna is proposing an average premium increase of 15 percent for its 103,264 customers in Virginia, with a range of increases from 6.4 percent to 40 percent. CareFirst is proposing a 64 percent increase for its approximately 4,500 customers in the commonwealth, citing an increase in sicker people entering the marketplace.” [The Hill, 5/4/18]

Commonwealth Fund: Rollback Of Health Insurance Gains Spurred By “Actions By The Current Administration.” “The marked gains in health insurance coverage made since the passage of the Affordable Care Act (ACA) in 2010 are beginning to reverse, according to new findings from the latest Commonwealth Fund ACA Tracking Survey. The coverage declines are likely the result of two major factors: 1) lack of federal legislative actions to improve specific weaknesses in the ACA and 2) actions by the current administration that have exacerbated those weaknesses. These include the administration’s deep cuts in advertising and outreach during the marketplace open-enrollment periods, a shorter open enrollment period, and other actions that collectively may have left people with a general sense of confusion about the status of the law. Signs point to further erosion of insurance coverage in 2019: the repeal of the individual mandate penalty included in the 2017 tax law, recent actions to increase the availability of insurance policies that don’t comply with ACA minimum benefit standards, and support for Medicaid work requirements.” [Commonwealth Fund, 5/1/18]

New York Times: “Rather Than Trying To Eliminate Obamacare In One Fell Swoop, [Republicans Are] Trying To Undermine It With Multiple Acts Of Sabotage – While Hoping Voters Won’t Realize Who’s Responsible For Rising Premiums And Falling Coverage.” “At the beginning of 2017, Republicans promised to release the kraken on Obamacare — to destroy the program with one devastating blow. But a funny thing happened: Voters realized that repealing the Affordable Care Act would mean taking health insurance away from tens of millions of Americans. They didn’t like that prospect — and enough Republicans balked at the backlash that Obamacare repeal fizzled. But Republicans still hate the idea of helping Americans get health care. So instead of releasing the kraken, they’ve brought on the termites. Rather than trying to eliminate Obamacare in one fell swoop, they’re trying to undermine it with multiple acts of sabotage — while hoping voters won’t realize who’s responsible for rising premiums and falling coverage.” [NYT, 5/8/18]

New York Times Editorial Board: “The Administration’s Health Care Sabotage Efforts Have Already Had A Big Impact”: A 30-Percent Premium Increase. “The administration’s health care sabotage efforts have already had a big impact — but not the kind of impact officials promised. Insurance companies raised average premiums for 2018 A.C.A. policies by 30 percent. This has mostly hurt middle-class families who have to pay full freight for health insurance because they make too much money to qualify for subsidies and don’t get coverage through their employer. Few experts were surprised when the Commonwealth Fund found that the percentage of American adults who did not have health insurance jumped to 15.5 percent this year, from 12.7 percent before Mr. Trump took office. Experts say those numbers could climb higher still when the penalty for not having insurance goes away next year.” [NYT, 5/3/18]

Washington Post Editorial Board: “The Numbers Suggest That [The ACA’s] Critics’ Sabotage Efforts Are To Blame. “The effects of the president’s underinformed instincts, enabled by the ideologues in his administration, are beginning to show up in some of the numbers, representing real pain that Americans are suffering for Mr. Trump’s deficient leadership… Obamacare critics regularly describe all problems as the inevitable result of a poorly designed law. But the numbers suggest that the critics’ sabotage efforts are to blame. After impressive declines during President Barack Obama’s second term, the fund found that the uninsured rate increased in both of the years Mr. Trump has been in office. During the campaign, Mr. Trump regularly complained that the Affordable Care Act (ACA) left too many Americans uncovered. The result of nearly a year and a half of Mr. Trump’s leadership is 4 million people added to that group.” [Washington Post, 5/8/18]

America’s Health Insurance Plans: Republican Sabotage Will “Drive Up The Rate Of Premium Increases.” “Policies that disproportionately draw healthy consumers away from the individual market, like expanding access to short-term plans, will likely have an even more devastating effect on affordability, choice and competition. This will further result in adverse selection, drive up the rate of premium increases, and exacerbate affordability issues for many other people.” [America’s Health Insurance Plans Letter to HHS, 4/20/18]

CEO of CareFirst Blue Cross Blue Shield: Things Are “Materially Worse” Under Trump. “Continuing actions on the part of the administration to systematically undermine the market and make it almost impossible to carry out the mission…If continued efforts at the federal level undermine the marketplaces, I would think the board would have to examine what they would want — that’s very much on their mind.” [Washington Post, 5/1/18]

Horizon Blue Cross Blue Shield of New Jersey: 2018 Premium Increase Was Due To Federal Policy.Three factors connected to federal policy decisions are responsible for 14.7% of the 24.3% total average individual premium increase: Weakened enforcement of the Individual Mandate…Elimination of federal funding for Cost Sharing Reductions (CSR), [and] 2018 reinstatement of Health Insurance Tax…Were it not for the three factors within the control of the Federal Government, Horizon BCBSNJ’s individual premiums would have an average increase of 9.6%.” [Horizon Blue Cross Blue Shield of New Jersey, 10/17/17]

Lindsey Graham: Republicans “Own The Outcome” On Health Care. “Sen. Graham told Breitbart News, ‘In October, premiums are going up. Obamacare cannot be fixed. It’s going to continue to collapse, and then, we own the outcome. By repealing the individual mandate, which is a step forward in the eyes of the public, we own the issue. We have a responsibility to do something about the collapsing Obamacare system. I believe that we’re going to get blamed more than Democrats because we stopped trying to repeal Obamacare, and to suggest that we don’t own it is just simply politically naive.’ Graham continued, ‘It can hurt us in 2018. It can hurt by our base feeling like we betrayed them. It can hurt us from people suffering from Obamacare, like we don’t have a solution. It will energize Democrats. It can undercut everything we did on the tax cut side.’” [Breitbart, 2/6/18]

Rep. Charlie Dent: “We, The Republican Party…Own” Health Care Now. “Rep. Charlie Dent (R-Pa.) argued Friday that President Trump was ‘ill-advised’ to end key ObamaCare payments, warning that the GOP now ‘owns’ whatever happens to ObamaCare. ‘I think the president is ill-advised to take this course of action because … we, the Republican Party, will own this,’ Dent, a key House moderate who is retiring from Congress at the end of his term, said on CNN. Asked about Trump’s previous comments blaming problems with ObamaCare on former President Barack Obama, Dent pointed out that Republicans currently control the White House and have majorities in both chambers of Congress. ‘Barack Obama is a former president. President Trump is the president and he’s a Republican, and we control the Congress,’ Dent said. ‘So we own the system now. We’re going to have to figure out a way to stabilize this situation … This is on us.’” [The Hill, 10/13/17]

Washington Post: “The Pottery Barn Rule Comes To Mind: You Break It, You Own It.” “This is not ‘letting’ Obamacare fail. Many nonpartisan experts believe that these active measures are likely to undermine the pillars of the 2010 law and hasten the collapse of the marketplaces. The Pottery Barn rule comes to mind: You break it, you own it. Yes, the plate you just shattered had some cracks in it. But if you dropped it on the ground, the store is going to blame you.” [Washington Post, 10/13/17]

Washington Post: “Trump’s Not Going To Be Able To Avoid Blame For Kneecapping Obamacare.” [Washington Post, 10/13/17]

“After Months Of Pinning The Blame For Obamacare’s Shortcomings On Democrats And Watching His Own Party Fail To Act, President Donald Trump Just Took Ownership Of A Struggle That’s Consumed Republicans For Seven Years.” “After months of pinning the blame for Obamacare’s shortcomings on Democrats and watching his own party fail to act, President Donald Trump just took ownership of a struggle that’s consumed Republicans for seven years. Trump’s decision late Thursday to end government subsidies to insurers to help lower-income Americans afford to use their coverage under the Affordable Care Act was the most drastic step he’s taken to undermine his predecessor’s signature achievement. It also lobbed a live bomb into the laps of Republicans lawmakers 13 months before congressional elections after he publicly berated the party’s Senate leadership for being unable to keep a longstanding promise to repeal the law.” [Bloomberg, 10/13/17]

The American People Agree: President Trump And Congressional Republicans Are Playing Politics With People’s Health Care.  A poll conducted last September found that 61 percent of voters believed President Trump was “trying to make the Affordable Care Act fail,” and 64 percent of voters said Trump is “playing politics with people’s health care.” The poll also found that the American people seriously disapprove of how Republicans in Congress are treating health care: 80 percent of voters disapprove while only 20 percent approve. [Hart Research, 9/5/17]

Protect Our Care Launches “Rate Watch” Campaign

Washington, D.C. – Protect Our Care today is launching “Rate Watch,” an educational campaign that will highlight how Republican health care sabotage is forcing up health care costs across the country through a coordinated earned and paid media effort and a flagship website. Recently, President Trump’s former HHS Secretary admitted that the GOP agenda is raising premiums, and a wide range of experts project that health care sabotage will raise 2019 premiums by double digits.

“Families in every state in the nation are scared by the fallout of Washington Republicans’ repeal-and-sabotage war on health care, and with Rate Watch, we’re holding Republicans responsible for what they’ve done. Every health care expert is confirming what ex-Secretary Tom Price just admitted: Republicans are responsible for hiking people’s premiums. Republicans gave record-breaking tax breaks to health insurance and drug companies and now they’re sabotaging the health care system, letting those companies raise rates and profit even more,” said Protect Our Care Campaign Director Brad Woodhouse.  

“On his first day in office, President Trump signed an Executive Order to undermine the health care system – no matter the consequences – and he’s been rooting for it to fail ever since. Now, people who work for a living are going to pay the price. Their latest sabotage scheme is these junk plans that discriminate against people with pre-existing conditions and cover almost nothing. As long as Republicans refuse to stop repeal and sabotage, they bear full responsibility for the costs working people have to pay. ”

This morning, leading health care voices, including Senator Chris Murphy (D-CT), held a press conference call with reporters and advocates to outline the new program, which will educate the public, stakeholders, and press in all 50 states and Washington, D.C. about the factors at play as insurance companies file preliminary individual market rates.

Check out the new Rate Watch website here.

Over the past week, Protect Our Care has highlighted insurance companies’ own statements about how Republican sabotage is raising rates in Virginia, Maryland, and Vermont, the first three states to announce proposed premiums for 2019.