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ACA at 10 Days of Action: Lower Costs and Better Care For Seniors

By March 19, 2020No Comments

Ahead of the 10th anniversary of the passage of the Affordable Care Act (ACA) on March 23, Protect Our Care is holding 10 days of action to raise awareness of the most critical components of the law which has improved the lives of millions of Americans. Working with partner organizations and health care advocates, Protect Our Care will highlight a different aspect of the law each day while making clear what’s at stake if the Trump administration is successful in overturning the law through the courts.  

“The Affordable Care Act has been an incredibly positive force for Americans over the last 10 years, especially for seniors and older adults nationwide,” said Protect Our Care Executive Director Brad Woodhouse. “Over the course of these 10 days of action, Protect Our Care will remind Americans how the ACA has improved the lives of millions while making clear that President Trump and Republicans’ lawsuit to overturn the law poses an existential threat to Americans’ health care.” 

Days of Action: Day 6 of 10 focuses on Lower Costs and Better Care For Seniors. To learn more about our days of action, visit our website.

In Addition To Making Health Care More Affordable, The ACA Saved Lives:

Medicaid Expansion Saved The Lives Of At Least 19,200 Older Adults. A report by the Center On Budget And Policy Priorities found that “The Affordable Care Act’s (ACA) expansion of Medicaid to low-income adults is preventing thousands of premature deaths each year, a landmark study finds. It saved the lives of at least 19,200 adults aged 55 to 64 over the four-year period from 2014 to 2017. Conversely, 15,600 older adults died prematurely because of state decisions not to expand Medicaid.” [Center On Budget And Policy Priorities, 11/6/19

AARP: Before ACA’s Protections, Discrimination Against Those With Pre-Existing Conditions, Age Rating, And Annual And Lifetime Caps Made Accessing Health Care Out Of Reach For Older Adults. [AARP, 6/14/18]

Thanks To The ACA: 

  • Seniors Are Guaranteed Free Preventive Services And Annual Check-Ups. 60 million people with Medicare have access to free preventive services because of the Affordable Care Act. 
  • 8.9 million Medicare Beneficiaries Are Benefiting From Higher Quality, More Coordinated Care. Provisions in the ACA encouraged groups of doctors, hospitals, and other health care providers to come together to provide coordinated high-quality care to the Medicare patients they serve. 

Seniors Stand To Lose If The ACA Is Overturned. If The ACA Is Struck Down In Court: 

People Over The Age of 50 Will Face A $4,000 “Age Tax.” If the Republican lawsuit to overturn the ACA is successful, insurance companies would be able charge people over 50 much more than younger people. The Affordable Care Act limited the amount older people could be charged to three times more than younger people. If insurers were to charge five times more, as was proposed in the Republican repeal bills, that would add an average “age tax” of $4,124 for a 60-year-old in the individual market, according to the AARP.

Seniors Will Have To Pay More For Prescription Drugs. Thanks to the Republican lawsuit, seniors could have to pay more for prescription drugs because the Medicare “donut” hole got reopened. From 2010 to 2016, “More than 11.8 million Medicare beneficiaries have received discounts over $26.8 billion on prescription drugs – an average of $2,272 per beneficiary,” according to a January 2017 Centers on Medicare and Medicaid Services report.