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Baldwin Files Discharge Petition to Protect People with Pre-existing Conditions from Trump’s Junk Plans. Will Republicans Stand Up?

By October 9, 2018No Comments

Washington, D.C. – Following Senator Tammy Baldwin (D-WI) filing a discharge petition to force a vote on her resolution to block insurers from selling the Trump Administration’s short-term, junk insurance plans, Brad Woodhouse, executive director of Protect Our Care, issued the following statement:

“Now it’s time for Senate Republicans who all of the sudden claim to be protectors of people with pre-existing conditions to step up and prove it. If the GOP truly cared about protecting Americans with pre-existing conditions, they would join their Democratic colleagues on this resolution in taking concrete action to preserve the protections and essential health benefits that tens of millions of Americans depend on. Forgive us, though, if we don’t hold our breath waiting on them to do so.”

Short-term Plans Hurt People with Pre-existing Conditions

Short-Term Plans May Exclude Coverage For Pre-Existing Conditions. “Policyholders who get sick may be investigated by the insurer to determine whether the newly-diagnosed condition could be considered pre-existing and so excluded from coverage.” [Kaiser Family Foundation, 2/9/18]

  • As Many As 130 Million Nonelderly Americans Have A Pre-Existing Condition. [Center for American Progress, 4/5/17]
  • One in 4 Children Would Be Impacted If Insurance Companies Could Deny Coverage Or Charge More Because Of A Pre-existing Condition. [Center for American Progress, 4/5/17]

Junk Plans Mean Higher Premiums For People With Pre-Existing Conditions. By promoting short-term policies, the administration is making a trade-off: lower premiums and less coverage for healthy people, and higher premiums for people with preexisting conditions who need more comprehensive coverage.” [Washington Post, 5/1/18]

Short-Term Junk Plans Can Refuse To Cover Essential Health Benefits. “Typical short-term policies do not cover maternity care, prescription drugs, mental health care, preventive care, and other essential benefits, and may limit coverage in other ways.” [Kaiser Family Foundation, 2/9/18]

Under Many Short-Term Junk Plans, Benefits Are Capped At $1 Million Or Less. Short-term plans can impose lifetime and annual limits –  “for example, many policies cap covered benefits at $1 million or less.” [Kaiser Family Foundation, 2/9/18]

For more information, see Protect Our Care’s fact sheet on short-term junk plans.