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Chairman Scott Takes Bold Action To Reverse Trump’s Health Care Sabotage, Stop The Spread Of Junk Insurance Plans

By April 9, 2019April 11th, 2019No Comments

Washington, DC — Following the House Committee on Education and Labor markup of HR 1010, a bill to reverse the Trump administration’s expansion of short-term, junk health care plans, Protect Our Care executive director Brad Woodhouse released the following statement:

“Chairman Bobby Scott took much needed action today to block the spread of Trump’s disastrous short-term junk insurance plans that openly discriminate against millions of Americans with pre-existing conditions. If Republicans truly cared about protecting Americans with pre-existing conditions, they would have voted with their Democratic colleagues in support of this bill instead of blindly following Trump in his ongoing war on America’s health care.”


Junk Plans Hurt People with Pre-existing Conditions

Junk Plans Are Allowed To Discriminate Against People With Pre-Existing Conditions.“Policyholders who get sick may be investigated by the insurer to determine whether the newly-diagnosed condition could be considered pre-existing and so excluded from coverage.” [Kaiser Family Foundation, 2/9/18]

  • As Many As 130 Million Nonelderly Americans Have A Pre-Existing Condition. [Center for American Progress, 4/5/17]
  • One in 4 Children Would Be Impacted If Insurance Companies Could Deny Coverage Or Charge More Because Of A Pre-existing Condition. [Center for American Progress, 4/5/17]

Junk Plans Mean Higher Premiums For People With Pre-Existing Conditions. “By promoting short-term policies, the administration is making a trade-off: lower premiums and less coverage for healthy people, and higher premiums for people with preexisting conditions who need more comprehensive coverage.” [Washington Post, 5/1/18]

Junk Plans Can Refuse To Cover Essential Health Benefits. “Typical short-term policies do not cover maternity care, prescription drugs, mental health care, preventive care, and other essential benefits, and may limit coverage in other ways.” [Kaiser Family Foundation, 2/9/18]

Under Many Junk Plans, Benefits Are Capped At $1 Million Or Less. Short-term plans can impose lifetime and annual limits –  “for example, many policies cap covered benefits at $1 million or less.” [Kaiser Family Foundation, 2/9/18]

For more information, see Protect Our Care’s fact sheet on short-term junk plans.