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ashoup
In News

Baldwin Files Discharge Petition to Protect People with Pre-existing Conditions from Trump’s Junk Plans. Will Republicans Stand Up?

Washington, D.C. – Following Senator Tammy Baldwin (D-WI) filing a discharge petition to force a vote on her resolution to block insurers from selling the Trump Administration’s short-term, junk insurance plans, Brad Woodhouse, executive director of Protect Our Care, issued the following statement:

“Now it’s time for Senate Republicans who all of the sudden claim to be protectors of people with pre-existing conditions to step up and prove it. If the GOP truly cared about protecting Americans with pre-existing conditions, they would join their Democratic colleagues on this resolution in taking concrete action to preserve the protections and essential health benefits that tens of millions of Americans depend on. Forgive us, though, if we don’t hold our breath waiting on them to do so.”

Short-term Plans Hurt People with Pre-existing Conditions

Short-Term Plans May Exclude Coverage For Pre-Existing Conditions. “Policyholders who get sick may be investigated by the insurer to determine whether the newly-diagnosed condition could be considered pre-existing and so excluded from coverage.” [Kaiser Family Foundation, 2/9/18]

  • As Many As 130 Million Nonelderly Americans Have A Pre-Existing Condition. [Center for American Progress, 4/5/17]
  • One in 4 Children Would Be Impacted If Insurance Companies Could Deny Coverage Or Charge More Because Of A Pre-existing Condition. [Center for American Progress, 4/5/17]

Junk Plans Mean Higher Premiums For People With Pre-Existing Conditions. “By promoting short-term policies, the administration is making a trade-off: lower premiums and less coverage for healthy people, and higher premiums for people with preexisting conditions who need more comprehensive coverage.” [Washington Post, 5/1/18]

Short-Term Junk Plans Can Refuse To Cover Essential Health Benefits. “Typical short-term policies do not cover maternity care, prescription drugs, mental health care, preventive care, and other essential benefits, and may limit coverage in other ways.” [Kaiser Family Foundation, 2/9/18]

Under Many Short-Term Junk Plans, Benefits Are Capped At $1 Million Or Less. Short-term plans can impose lifetime and annual limits –  “for example, many policies cap covered benefits at $1 million or less.” [Kaiser Family Foundation, 2/9/18]

For more information, see Protect Our Care’s fact sheet on short-term junk plans.

protectourcare
In News, Capitol Hill

Here We Go Again: Mike Braun Rewriting His Own History During Senate Debate

Washington, DC – Last night, Mike Braun continued his desperate attempt to convince Hoosiers that he would defend protections for people with pre-existing during his debate against Senator Joe Donnelly, a true leader who has worked tirelessly to protect health care for all Americans. Brad Woodhouse, executive director of Protect Our Care, issued the following statement in response to Bruan’s claims, which were called out by AP factcheckers during debate:

 

“Once again, Mike Braun isn’t being honest with the people of Indiana, who want their leaders to protect health care. Braun ought to get four-pinocchios everytime he mentions keeping protections for people with pre-existing conditions since he has consistently tried to gut protections for people with conditions like cancer, diabetes or heart disease. Let’s be clear, the facts are the facts. Braun has one goal and one goal only — to end health care for all Hoosiers, no matter the cost.”

 

ADDITIONAL BACKGROUND:

 

What Braun Said:

“I would never be for any replacement of the Affordable Care Act unless it covered pre-existing conditions.” [AP, 10/9/2018]

 

What Braun Has Done:

Braun Is Campaigning On The Repeal Of The Affordable Care Act. On the subject of the ACA, his website reads, “There is no repairing this broken law; the only option is to repeal and replace every word and regulation.” [Braun For Indiana, Accessed 8/14/18]

 

  • Braun: “We Must Repeal Obamacare, Not Repair It.”  “Government is not the driver of new job creation or economic prosperity. And too often it gets in the way with onerous regulations and sky-high taxes. President Trump’s work to remove burdensome red tape and lower taxes for families and businesses are a start, but now is the time to double down on empowering the private sector and job creators. We need a tax code that is simple and fair. We must repeal Obamacare, not repair it, to rein in costs and expand healthcare options.” [Braun for Indiana, accessed 5/15/18]

 

Braun, June 2018: I Will “Fully Repeal” Obamacare. “In the Senate, I will use my business experience and work with President Trump to fully repeal Obamacare and implement free-market solutions that will provide better healthcare for Hoosiers.” [City-County Observer, 7/26/18]

 

May 2018: The Tea Party Has Endorsed Braun, In Part Because He Supports “Repealing Obamacare.” “Our supporters were proud to endorse Mike, because he is a strong supporter of the Penny Plan, term limits, repealing Obamacare.” [Tea Party, 5/9/18]

 

Mike Braun Supports The GOP Lawsuit to Eliminate Pre-existing Conditions Protections:  “Sure, Anything That’s Going To Actually Get Rid Of It, Yes.” “‘Sure, anything that’s going to actually get rid of it, yes,’ said Indiana GOP Senate nominee Mike Braun of the GOP lawsuit to gut the law in an interview in Mishawaka. ‘And then be ready to come back and talk about what you’re ready to do about pre-existing conditions and no limits on coverage. That’s where you don’t hear much conservative talk.'” [Politico, 8/17/18]

  • 2,745,700 Hoosiers Live With A Pre-Existing Condition. About one in two Hoosiers, 50 percent, lives with a pre-existing condition. [CAP, 4/5/17]

 

  • 1,382,000 Indiana Women And Girls Have A Pre-Existing Condition. Approximately 1,382,000 women and girls in Indiana live with a pre-existing condition. [CAP & National Partnership For Women and Families, June 2018]

 

  • 377,100 Indiana Children Already Have A Pre-Existing Condition. Roughly 377,000 Hoosiers below age 18 live with a pre-existing condition. [CAP, 4/5/17]

 

  • 643,800 Older Hoosiers Live With A Pre-Existing Condition. 643,800 Indiana adults between the ages of 55 and 64 live with at least one pre-existing condition, meaning attacks on these protections significantly threaten Hoosiers approaching Medicare age. [CAP, 4/5/17]

 

 

protectourcare
In News, Capitol Hill

FACT-CHECK:  Leah Vukmir Can’t Rewrite History

 

Prior to ACA Insurance Companies Routinely Denied Coverage for Pre-Existing Conditions

During last night’s debate between Senator Tammy Baldwin and Leah Vukmir,, Vukmir, a long time, rabid proponent of repealing the Affordable Care Act, including its protections for people with pre-existing conditions, claimed that people with pre-existing conditions would continue to have coverage even if the Affordable Care Act were repealed. This is false.  

 

The facts:  Prior to the Affordable Care Act (ACA), insurance companies had the ability to deny or drop coverage based on a pre-existing condition for anyone purchasing coverage in the individual market. That included women and people with any health issue like cancer, diabetes, or asthma.

Senator Baldwin is standing up for people with pre-existing conditions. She stood up against Republican efforts to repeal the Affordable Care Act last year. She is a leader trying to stop the expansion of “short-term” plans, or junk plans that allow insurance companies to deny coverage because of a pre-existing condition and has introduced a resolution to do just that.

 

Here’s what really took place before the ACA:

 

  • Before The ACA, Insurance Companies Could Retroactively Deny Someone Coverage Once They Got SIck. This foul-play impacted Robin Beaton, whose insurance company denied her coverage for a double mastectomy because she had previously received acne treatment. “Robin Beaton found out last June she had an aggressive form of breast cancer and needed surgery — immediately. Her insurance carrier precertified her for a double mastectomy and hospital stay. But three days before the operation, the insurance company called and told her they had red-flagged her chart and she would not be able to have her surgery. The reason? In May 2008, Beaton had visited a dermatologist for acne.

 

    • Before The ACA, 18 Percent Of Individual Market Applications Were Denied Because Of A Pre-Existing Condition.

 

  • Prior To The Affordable Care Act, Insurance Companies Charged Women An Estimated $1 Billion More Than Men For The Same Health Care Plans.

 

Thanks To The Affordable Care Act, Insurance Companies Can No Longer Drop Coverage Because You Get Sick. Because of the ACA, insurance companies can no longer rescind or cancel someone’s coverage arbitrarily or because they get sick.

  • Because Of The Affordable Care Act, Insurance Companies Can No Longer Impose Annual And Lifetime Limits On Coverage. Before the ACA, insurance companies could restrict the amount of dollar amount of benefits someone could use per year or over a lifetime. At the time the ACA was passed, 91 million Americans had health care through their employers that imposed lifetime limits. Many such plans capped benefits at $1 million annually, functionally locking people with complex medical needs out of coverage.
protectourcare
In News, Capitol Hill

Pro-Repeal, Anti-Health Care Extremist Leah Vukmir To Debate Health Care Champion Senator Tammy Baldwin Tonight

Washington DC — Tonight in Milwaukee, Leah Vukmir, a pro-repeal Republican who supports ending protections for people with pre-existing conditions will debate Senator Tammy Baldwin. Vukmir has earned the nickname ‘Nurse Ratched’ by fellow Republicans due to her extreme positions on health care and multiple attempts to block Medicaid expansion in Wisconsin. Ahead of the debate, Brad Woodhouse, executive director of Protect Our Care, issued the following statement:

“After years of attempting roll back protections for millions of Wisconsinites, Leah Vukmir is touting her experience as a nurse to try to convince us that her record on health care isn’t as bad as it is. But the truth is, in addition to supporting a full repeal the ACA, Vukmir wants to dismantle Medicaid and even voted against protections for Wisconsin kids who need cochlear implants. Vukmir’s record on health care is as extreme – far too extreme for Wisconsin – as it is cruel.”

 

Vukmir Supports Repealing The ACA And Its Protections For 2.4 Million Wisconsinites with Pre-Existing Conditions

Vukmir “Supports Full Repeal Of Obamacare. Period.” “Leah understands why people are upset with Republicans who promised to repeal Obamacare and didn’t deliver. She supports full repeal of Obamacare. Period. And she won’t stop pushing for full repeal in Congress.” [LeahVukmir.com, accessed 6/12/18]

What would full repeal of the Affordable Care Act mean for Wisconsin? ?

    • Elimination of protections for 2.4 million Wisconsinites with pre-existing conditions, if they buy coverage on their own
    • Elimination of improvements to Medicare, including reduced costs for prescription drugs
    • Ending allowing kids to stay on their parents’ insurance until age 26
    • Elimination of ban on annual and lifetime limits
    • Elimination of ban on insurance discrimination against women
    • Elimination of a limit on out-of-pocket costs
    • Elimination of the Medicaid expansion, currently covering 15 million people
    • Elimination of rules to hold insurance companies accountable
    • Elimination of small business tax credits
    • Elimination of marketplace tax credits and coverage for up to 215,000 Wisconsinites

Vukmir Supported Scott Walker’s Plan To Convert All Health Care Programs To Block Grants: “A Successful Repeal Of Obamacare Begins With The Federal Government Handing Over The Reins To The States.” “State Sen. Leah Vukmir, R–Brookfield, Tuesday endorsed Gov. Scott Walker’s request of the White House and Congress to send states block grants, giving them full responsibility for health care programs. ‘Healthcare is very personal,’ said Vukmir, chairman of the Senate Health & Human Services Committee. ‘That’s why those closest to our constituents, not Washington bureaucrats, should be responsible for tailoring our programs to fit Wisconsin’s needs. A successful repeal of Obamacare begins with the federal government handing over the reins to the states.’” [State Senator Leah Vukmir Press Release, 8/22/17]

  • Converting health care programs to block grants was the core of what the Graham-Cassidy repeal bill would have done. Multiple independent analyses agreed that the Graham-Cassidy repeal bill would have cut federal funding to states including a $29 billion cut over two decades to Wisconsin.

Vukmir Is Hostile Towards Medicaid

Vukmir “Would Support Efforts To Send Medicaid Dollars To States In The Form Of A Block Grant.” “Finally, Leah knows from her experience dealing with Wisconsin’s Medicaid program that states truly are laboratories of innovation, which is what our founders intended. Leah supports more flexibility for states when it comes to Medicaid spending, and would support efforts to send Medicaid dollars to states in the form of a block grant – allowing states more flexibility to design their own plans and save taxpayers billions of dollars.” [LeahVukmir.com, accessed 6/12/18]

  • The Graham-Cassidy bill would have enacted Vukmir’s plan to convert Medicaid into a block grant, meaning the 1,037,795 Wisconsinites who are enrolled on Medicaid would have their care jeopardized. Medicaid disproportionately helps children, seniors in nursing home care and people with disabilities. A study by Avalere found that a Graham-Cassidy-style plan would cut funding for people with disabilities by 15-percent and 31-percent for children by 2036.

Vukmir Opposed Medicaid Expansion In Wisconsin. “State Sen. Leah Vukmir, R–Brookfield, issued the following statement Friday after seeing recent news reports from states that accepted Medicaid expansion dollars and are now facing major problems with their budgets: ‘Recent reports from states across the U.S. are confirming our prior expectations, proving what we’ve known all along: Increased expansion is not financially feasible.” [State Senator Leah Vukmir Press Release, 4/22/16]

  • Medicaid is not only a lifeline for over one million Wisconsinites, it strengthens our communities and is supported by 74 percent of Americans. By not fully expanding Medicaid, Wisconsin has restricted its Medicaid program such that only Residents earning up to 100 percent of the federal poverty line are eligible to enroll in Medicaid. If Wisconsin expanded its program, 119,000 more adults could gain coverage through Medicaid.

Vukmir Supports Drug Testing For Medicaid Recipients.  “Gov. Scott Walker wants to make Wisconsin the first state in the country to require able-bodied, childless adults applying for Medicaid health benefits to undergo drug screening, a move that could serve as a national model.  […] Republican backer, Sen. Leah Vukmir, defended the approach, saying: ‘We know what to do. We know how to take care of our own.’” [Associated Press, 5/25/17]

  • Drug-testing Medicaid recipients hurts the people who need help the most.  People with substance abuse disorders will be reluctant to disclose that they use drugs for fear of legal or medical retribution. Making it easier, rather than harder, for those who need substance abuse treatment to access that coverage through Medicaid will help combat the opioid crisis and halt the spread of conditions like HIV and Hepatitis which are spread via intravenous drug use.  Drug tests are also a waste of state resources. One study from Florida found that of 4,086 applicants tested over four months, only 2.6 percent failed a drug test. Over four months, this testing regime cost the state $45,780.
protectourcare
In News, Administration, Capitol Hill

New Poll: Health Care Is A Top Issue For North Dakotans

New poll released ahead of Protect Our Care’s “Care Force One” Bus Tour Rolling Into Fargo and Bismarck

Six in 10 Voters Disapprove Of Cramer’s Vote to Repeal Health Care and Revive Age Tax

Sixty Percent of Voters Oppose Trump Administration’s Lawsuit To Gut Pre-existing Conditions Protections and Cramer’s Support for Health Repeal

 

Washington DC — Ahead of the ‘Care Force One’ bus tour stops on Tuesday, October 9, 2018 in Fargo and Bismarck, a new poll by Change Research for Protect Our Care shows sixty percent of voters strongly oppose the Trump-GOP lawsuit to eliminate protections for pre-existing conditions and fifty-two percent say health care is very important to them in the midterms. This poll shows danger ahead for Kevin Cramer, who has voted repeatedly to repeal health care for North Dakotans and served as one of the biggest cheerleaders of the Trump Administration’s lawsuit to end protections for people with pre-existing conditions. Brad Woodhouse, executive director of Protect Our Care issued the following statement upon the poll’s findings:

 

“Kevin Cramer thinks he can hide his shameful record on health care from the public, but he can’t: From his support of the Trump-GOP lawsuit that would eliminate protections for pre-existing conditions to ads that flat-out lie about his record, Cramer has done absolutely nothing to help North Dakotans have quality and affordable health care — and worse, he’s taken many steps to harm them. For years, Cramer has voted to repeal our care and give insurance companies the power to deny or drop coverage, or charge more because of a pre-existing condition or a person’s age. By putting big insurance companies ahead of working North Dakota families, Kevin Cramer has not earned a promotion to the Senate.”

 

Key Findings from the Protect Our Care-Change Research survey of North Dakota Voters:

  • Sixty percent of voters oppose the Trump Administration’s lawsuit to eliminate protections for pre-existing conditions, while only twenty-nine percent support
  • Fifty-two percent of voters say health care is very important when deciding their vote for the U.S. Senate
  • Sixty-one percent of voters have a major concern with Cramer’s vote to repeal the ACA and allow insurance companies to charge an age tax for people 50 and older.
  • Fifty-three percent of voters have a major concern with Cramer’s vote to repeal the ACA and undermine protections for people with pre-existing condition

This poll surveyed 967 registered voters online in North Dakota on October 3, 2018 using Change Research’s bias correct engine. The margin of error is +/- 3.15% and the post-stratification was done on age, gender, ethnicity, and 2016 presidential vote.

Health Care Repeal in North Dakota would mean the elimination of:

    • Protections for 316,000 North Dakotans with pre-existing conditions
    • Improvements to Medicare, including reduced costs for prescription drugs
    • Allowing kids to stay on their parents’ insurance until age 26
    • Ban on annual and lifetime limits
    • Ban on insurance discrimination against women
    • Medicaid expansion currently covering 21,400 North Dakotans
    • Marketplace tax credits and coverage for up to 20,000 North Dakotans.

 

Kevin Cramer Repeatedly Voted to Eliminate Repeal Health Care Protections for People Over Age 50 and People with Pre-existing Conditions

2013:  Cramer Voted For A Total Repeal Of The ACA.  Cramer voted for HR 45, an act “to repeal the Patient Protection and Affordable Care Act and health care-related provisions in the Health Care and Education Reconciliation Act of 2010.” [HR 45, Roll Call Vote #154, 5/16/13]

2015:  Cramer Voted For A Total Repeal Of The ACA.  Cramer voted for HR 596, an act “to repeal the Patient Protection and Affordable Care Act and health care-related provisions in the Health Care and Education Reconciliation Act of 2010.”  The bill also ordered House committees to develop a replacement that would “provide people with pre-existing conditions access to affordable health coverage,” but provided no specifics. [HR 596, Roll Call Vote #58, 2/3/15]

 

  • Cramer Said The Bill Would “Repeal The Affordable Care Act In Its Entirety.” “Today Congressman Kevin Cramer voted with the U.S. House of Representatives to repeal the Affordable Care Act in its entirety.” [Cramer Website, 2/3/15]

 

2017: Cramer Voted For AHCA.  Cramer voted for passage of the American Health Care Act.  [HR 1628, Roll Call Vote #256, 5/4/17]

 

Cramer supports the Trump Administration’s lawsuit to roll back coverage for people with pre-existing conditions

Kevin Cramer vigorously supports the Trump administration’s efforts to roll back coverage for people with pre-existing conditions via a lawsuit that would eliminate the protections for pre-existing conditions that exist in the ACA.  

Cramer is now doubling down on his support for the AHCA last year, a bill which would have allowed insurance companies to go back to charging people with pre-existing conditions “prohibitively high premiums.”  

Cramer’s support for these measures puts the health of the 316,000 North Dakotans living with a pre-existing condition at risk and would take us back to the days when insurers routinely denied coverage or charged unaffordable premiums to people with pre-existing conditions, including cancer, asthma and hypertension.

 

 

ashoup
In News

Iowans Stand Up to Say, “It’s Time to End the Republican War on Health Care”

Local Health Care Advocates Join Protect Our Care to Call for an End to GOP Attacks on Iowans’ Health Care

State Rep. Bruce Hunter speaks in Des Moines, Iowa.

DES MOINES, IOWA- This morning, Protect Our Care’s nationwide bus tour arrived in Des Moines to call attention to the ongoing Republican war on health care care. Hosted by Raygun and headlined by State Rep. Bruce Hunter and cancer survivor Laura Packard, the event highlighted the actions Republicans are taking to harm Iowans’ care and called on the GOP to work instead to protect our care.

“I’m not sure what exactly David Young is working for. You may think he’s working for his big donors but this is an issue to large corporations, too,” said Mike Draper, owner of Raygun. “I would like to see not only the ACA stay in place, but be improved upon, and improved upon thoughtfully,”

Draper was echoed by State Rep. Bruce Hunter.

“Tell our elected officials that we want health care that actually works for Iowa and the rest of the country,” said Rep. Hunter, who spoke of Iowa Republicans’ privatization of Medicaid and the harm it has brought to Iowans. “It’s estimated that over 40,000 people in the state of Iowa alone have had their benefits drastically cut… To say that it is a disaster is not hyperbole.”

The stakes of the event were made clear by Packard.

“I’m alive because of the Affordable Care Act,” said Packard. “I’m a stage four cancer survivor and I’m on this tour to defend our attacks against the GOP. President Trump may have blocked me on Twitter, but he can’t stop me and the American people from fighting to protect our care.”

Rep. Hunter, Draper, and Packard were joined by Matt Sinovic, Executive Director of Progress Iowa, who spoke of the need to maintain the protections that 1.3 million Iowans with pre-existing conditions depend on, and Sue Dinsdale, Executive Director of Iowa Citizen Action Network, who called on Republicans to listen to their constituents, noting that health care is not a blue issue or a red issue but a personal one.

At today’s event, Des Moines residents, health care advocates, elected officials, and members of Protect Our Care detailed the numbers ways in which Republicans have attacked health care, and how these actions have cut coverage and increased costs for Iowans. Because of the Republican repeal-and-sabotage agenda:

  • Iowans will see their premiums rise by an average of 5.6 percent next year. It’s expected that 40 year old Iowans will face an extra $1,450 for marketplace coverage in 2019 because of Republican sabotage of the health care market.
  • In Iowa, out of pocket costs for older people could have increased by as much as $12,671 by 2026 if the House-passed American Health Care Act had become law.
  • Iowa expanded Medicaid under the ACA and the nearly 150,000 Iowans who have gained coverage because of this program would find their care at risk if the law were repealed.
  • Junk insurance plans that charge money for skimpy coverage could return to Iowa and 71,000 Iowans could lack comprehensive coverage in 2019 because they will either become uninsured or will be enrolled in junk plans that don’t provide key health benefits.
  • 46,000 Iowans who have obtained health insurance through the ACA marketplace could lose their coverage if a judge sides with President Trump and the GOP in their lawsuit; and protections for 1.3 million Iowans, including 343,000 in IA-03, living with a pre-existing condition would be in jeopardy/
  • Hundreds of billions of dollars have been cut from Medicare.
  • Dozens of hospitals in rural areas have closed, exacerbating the care and coverage gaps that exist for families in America’s rural communities.
  • Representative David Young voted for and passed a health care repeal bill that would cause 23 million people to lose coverage and gut protections for people with pre-existing condition; voted for a budget amendment that would cut Medicaid by $700 billion over ten years, $114 billion in a single year alone; voted for a tax scam that doubled as a sneaky repeal of the Affordable Care Act  by kicking 13 million people off of their insurance and raising premiums by double digits for millions more.

Later today, “Care Force One” will head to Minneapolis, Minnesota. For more information, please visit protectourcarebustour.com.

ashoup
In News

New Ads Preview Dangerous Future for Health Care, With Collins Refusing To Stand Up for Mainers by Putting Kavanaugh on the Court

New TV Ad “Breaking News” Previews a Scary Future When the ACA is Struck Down by a Court Hostile to Health Care

Washington, D.C. – In the wake of Senator Susan Collins casting the decisive vote to confirm extreme nominee Brett Kavanaugh to the Supreme Court, Protect Our Care is launching new television and digital ads in Maine. The new ad in Maine shows the scary future we could face when Justice Brett Kavanaugh sides with the Trump Administration and casts the deciding vote to strike down the Affordable Care Act and its protections for 130 million Americans with pre-existing conditions.

“Americans do not want protections for the more than 130 million Americans with pre-existing conditions taken away from them by the Supreme Court, but President Trump does. Trump’s nomination of Brett Kavanaugh to be a rubber stamp on his war on health care was a true test of Senator Collins’s commitment to health care. Senator Collins failed that test, and Mainers will remember where she stood when the Court rules to rip health care away from us,” said Leslie Dach, chair of Protect Our Care.

Watch the new TV and digital ad airing in Maine.

The new ad campaign comes after Collins’ ignored months of activity in Maine and in DC where constituents have implored the Senator to stand up for health care and oppose Kavanaugh’s nomination to the Court. The groundswell of opposition to Kavanaugh’s nomination was borne out by poll after poll showing weak support for Kavanaugh, making him the most unpopular Supreme Court nominee in three decades. In fact, a recent Protect Our Care-PPP polling found that just 42 percent of Mainers want Sen. Collins to confirm Judge Kavanaugh and that a vote to confirm him would harm Sen. Collins’ re-election prospects.

protectourcare
In News

Final Rates Confirm Ohioans’ Insurance Is Getting Even More Expensive

Trump Administration and Washington Republicans’ Health Care Sabotage Raises Rates

Washington, D.C. – Yesterday, Ohio announced final rates for 2019 individual-market health insurance plans, which indicate that premiums will increase by an average of 6.3 percent statewide, in contrast to the average nationwide 4.3 percent decrease that Brookings Institution analysts predicted would occur absent GOP sabotage, on top of last year’s double-digit rate hike due to Washington Republicans’ repeal-and-sabotage agenda. Brad Woodhouse, executive director of Protect Our Care, released the following statement in response:

“For the past year and a half, President Trump and his Republican allies in Congress have engaged in a deliberate, aggressive campaign to undermine health care, and families in Ohio are once again forced to pay the price. Until we stop Republicans’ war on health care, insurance companies will continue to make huge profits and enjoy record tax breaks from Republicans while they charge working families more and more. Washington Republicans should start working on bipartisan solutions to make coverage more affordable, instead of helping their friends in the insurance industry make another buck on the backs of hardworking Ohioans.”

From the Experts:

Loren Anthes, Cleveland-based Center for Community Solutions: Unpredictability In Marketplace Causing Rates To Increase. Cut funding for outreach and navigator groups, repeal of individual mandate, shorter open enrollment period, and expanded association health plans create unpredictability — “That kind of unpredictability also creates the conditions where you have to raise prices…Insurance companies are businesses.” [Cleveland Plain Dealer, 6/22/18]

Brookings Analysis Estimates That Individual Market Premiums Would Decrease If Not For GOP Sabotage. Among its key findings:

  • Estimates That Average Premium Would Fall By 4.3 Percent In 2019 In Stable Policy Environment. “I estimate that the nationwide average per member per month premium in the individual market would fall by 4.3 percent in 2019 in a stable policy environment.” [Brookings Institution, 8/1/18]
  • Insurance Companies’ Revenues Will Far Exceed Their Costs In 2018. “I project that insurers’ revenues in the ACA-compliant individual market will far exceed their costs in 2018, generating a positive underwriting margin of 10.5 percent of premium revenue. This is up from a modest positive margin of 1.2 percent of premium revenue in 2017 and contrasts sharply with the substantial losses insurers incurred in the ACA-compliant market in 2014, 2015, and 2016. The estimated 2018 margin also far exceeds insurers’ margins in the pre-ACA individual market. ” [Brookings Institution, 8/1/18]
  • Absent Republican Sabotage, Average Premiums For ACA-Compliant Plans Would Likely Fall In 2019. “In this analysis, I define a stable policy environment as one in which the federal policies toward the individual market in effect for 2018 remain in effect for 3 2019. Notably, this scenario assumes that the individual mandate remains in effect for 2019, but also assumes that policies implemented prior to 2018, like the end of CSR payments, remain in effect as well. Under those circumstances, insurers’ costs would rise only moderately in 2019, primarily reflecting normal growth in medical costs.” [Brookings Institution, 8/1/18]
protectourcare
In News, Administration

Protect Our Care Statement on Kavanaugh’s Confirmation

Washington, DC – Upon a majority of the U.S. Senate voting to approve Brett Kavanaugh’s nomination to the U.S. Supreme Court, Leslie Dach, chair of Protect Our Care, issued the following statement:

“America has seen the real Brett Kavanaugh — an angry, entitled, dishonest, partisan operative — and by historic proportions, they have opposed this nominee and asked their Senators to vote no. When Brett Kavanaugh uses his power as a justice to steamroll health care and abortion rights for the American people,millions will suffer the consequences of this vote. Brett Kavanaugh’s confirmation puts an indelible stain on our nation’s highest court, and poses a significant risk for the millions of Americans whose pre-existing conditions are protected because of the ACA, or whoever may need a safe and legal abortion. The Republicans who control the Senate”refused to fully investigate the sexual assault allegations against Judge Kavanaugh, and refused to allow a full and thorough review of his nomination throughout the process.”

ashoup
In News

Cedar Falls Local Leaders Stand Up to Say, “It’s Time to End the Republican War on Health Care”

Local Health Care Advocates Join Protect Our Care to Call for an End to GOP Attacks on Iowans’ Health Care

Black Hawk County Supervisor Chris Schwartz speaks in front of Care Force One in Cedar Falls.

CEDAR FALLS, IOWA- This afternoon, Protect Our Care’s nationwide bus tour arrived in Cedar Falls to call attention to the ongoing Republican war on health care care. Headlined by Black Hawk County Supervisor Chris Schwartz and cancer survivor Laura Packard, the event highlighted the actions Republicans are trying to harm Iowans’ care and called on the GOP to work instead to protect our care.

“I’m alive because of the Affordable Care Act,” said Packard. “I’m a stage four cancer survivor and I’m on this tour to defend our attacks against the GOP. President Trump may have blocked me on Twitter, but he can’t stop me and the American people from fighting to protect our care.”

“Rod Blum has never had to worry about his health care,” said Schwartz. “Rod Blum has never had to worry about losing his home because someone in his family got sick. Rod Blum doesn’t have to decide between paying for his medication and paying his utilities… Every family is going to have a crisis at some point, and if we don’t have the Affordable Care Act in place, I feel sorry for the future.”

Packard and Schwartz were joined by small business owner Dave Deibler, who talked about the inability of his wife to obtain coverage before the ACA due to her pre-existing condition, as well as Ruth Strong and Sherry Kiskunas, Black Hawk County residents who spoke of the pre-existing conditions they and their loved ones have, the access they have gained to care under the ACA, and  the harms repeal would bring to Iowans of all backgrounds.

The full event can be seen here.

At today’s event, Cedar Falls residents, health care advocates, elected officials and members of Protect Our Care detailed the numbers ways in which Republicans have attacked health care, and how these actions have cut coverage and increased costs for Iowans. Because of the Republican repeal-and-sabotage agenda:

  • Iowans will see their premiums rise by an average of 5.6 percent next year. It’s expected that 40 year old Iowans will face an extra $1,450 for marketplace coverage in 2019 because of Republican sabotage of the health care market.
  • In Iowa, out of pocket costs for older people could have increased by as much as $12,671 by 2026 if the House-passed American Health Care Act had become law.
  • Iowa expanded Medicaid under the ACA and the nearly 150,000 Iowans who have gained coverage because of this program would find their care at risk if the law were repealed.
  • Junk insurance plans that charge money for skimpy coverage could return to Iowa and 71,000 Iowans could lack comprehensive coverage in 2019 because they will either become uninsured or will be enrolled in junk plans that don’t provide key health benefits.
  • 46,000 Iowans who have obtained health insurance through the ACA marketplace could lose their coverage if a judge sides with President Trump and the GOP in their lawsuit; and protections for 1.3 million Iowans, including 318,300 in IA-01, living with a pre-existing condition would be in jeopardy.
  • Hundreds of billions of dollars have been cut from Medicare.
  • Dozens of hospitals in rural areas have closed, exacerbating the care and coverage gaps that exist for families in America’s rural communities.
  • Representative Rod Blum voted for and passed a health care repeal bill that would cause 23 million people to lose coverage and gut protections for people with pre-existing condition; voted for a budget amendment that would cut Medicaid by $700 billion over ten years, $114 billion in a single year alone; voted for a tax scam that doubled as a sneaky repeal of the Affordable Care Act  by kicking 13 million people off of their insurance and raising premiums by double digits for millions more.

Next Monday, “Care Force One” will head to Des Moines. For more information, please visit protectourcarebustour.com.

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